Simple Life Insurance with

Guaranteed Acceptance

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What is Final Expense Plan?

Simple, guaranteed acceptance* life insurance with no medical exams. Your family can get up to $50,000** tax-free death benefit to cover final expenses, funeral costs, and any other needs.

Key Benefits

Guaranteed acceptance

Guaranteed Acceptance

You cannot be denied coverage under the Final Expense Plan as long as you are a Canadian citizen between the ages of 18-80 who have not been diagnosed by a physician as having a terminal condition with a life expectancy of 24 months or less.
no medical

No Medical Exams Ever

No matter the current or past health issues, you will still be eligible for coverage.
instant issue

Instant Issue

When you apply online, you get approved for up to $50,000** on the spot: no long waiting periods, just instant approval.

Locked-in rates

Your rate is locked in at the start of the policy and guaranteed to never increase.
tax free

Tax-free Benefits

The plan’s benefit is entirely tax-free and goes directly to the people you trust most.

15-day Review Period

Take 15 days to see if the plan works for you. If not, let us know and get a full refund.
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What Our Clients Are Saying About Us

why do i need

Why Do I need 
Final Expense Plan?

Does life insurance fit into your final needs plan? Find out why it matters.
Final Expenses: One of the most common reasons to have this type of life insurance is to cover final expenses such as funeral costs, burial fees, and any outstanding medical bills. These expenses can be quite substantial, and life insurance can ensure that these costs do not become a burden for the family.

Debt Clearance: If you have any outstanding debts, including mortgages, car loans, or credit card debts, a life insurance policy can provide the necessary funds to pay off these debts, ensuring that the financial burden does not fall on family members.

Income Replacement for your partner or dependents: The life insurance benefit can provide financial support to your partner, disabled children or anyone else who relies on your income.

Estate Planning and Inheritance: Life insurance can be used as a tool for estate planning. It can provide a tax-free inheritance to beneficiaries and can also help in equalizing the inheritance among multiple heirs, especially if the senior's assets are primarily in non-liquid forms like property.

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For Canadian citizens who have not been diagnosed by a physician as having a terminal condition with a life expectancy of 24 months or less.
Up to $25,000 coverage for ages 18 - 70
Up to $50,000 for ages 71-80.